failing to plan is planning to fail the importance of financial planning

Risk is defined as the variability of returns from an specific investment. The picture above shows the 2014 value of a $1 investment made in 1926 in various different vehicles. Looking at the above picture what is the relationship between risk and return? If you were a financial planner working for a firm such as Edward Jones, how would your investment advice be different for a client that had just graduated college, has 30 years to retirement and was just beginning to invest vs. a client that is at the end of their career, has 2 years to retirement and has accumulated enough money to retire comfortably?

Important Notes for this discussion assignment:

– First, use your own words. ( No citation , No References, No Quotes).

– Write an Initial post to answer all questions above. ( Do not make it too long ( 150 – 170 words MAXIMUM).

– Find the attached file which includes one of my classmate’s Initial post and make a short respond to him. (2-3 sentences ONLY ). ( Agree OR Like, and why agree or like his post).

Thanks

 

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